Insurance Policy

Insurance companies follow Medicare Guidelines. By law, we need to follow these rules and the patient must agree to follow these rules to receive care with the insurance. Otherwise, you and I will be committing insurance fraud. The rules are as follows:

Insurance can only be used for acute and/or chronic conditions. No maintenance visits. The initial visit must demonstrate a need for care.  The patient can record a pain greater than 6 to accomplish this goal.

Insurances require a 3–4 month(s) care plan of weekly visits. Typical chiropractic care plans are for 10-20 visits with 2-3x per week for the first month(s), followed by weekly visits for the following month(s). This is prescheduled. Failure to comply with schedule requirements will negate obligation to bill insurance and you will be billed our cash rate.  

Symptom and condition relief must be documented. The pain levels should reduce over the course of the care plan. 

Deductible and co-payments are the responsibility of the patient.

New patient visits range from $75 to $120. Follow-up adjustments range between $35 to $55 depending on deductible or co-pay.

All insurance companies have a standard fee schedule for billed Chiropractic Services. We will do our best to estimate your insurance cost, however estimates are not guaranteed.

We will file your insurance claims for you and collect insurance payments for services that are covered.

Most insurance companies do not pay for exams or additional therapies.

If you choose to receive services that are not covered or rejected by your insurance, you will be responsible for the Time-of-Service Rates for those services.